With over 15,000 locations in the United States alone, Starbucks is one of the most popular coffee chains in the world. If you’re considering working there, you’re probably wondering what kind of employee benefits and perks you can expect.

Fortunately, Starbucks offers a competitive benefits package – especially for an entry-level, retail position.

If you’re short on time, here’s a quick answer to your question: Starbucks offers benefits like health insurance, 401(k) matching, stock options, tuition reimbursement, and product/merchandise discounts for both full-time and part-time employees.

In this comprehensive guide, we’ll outline the various benefits Starbucks offers, who qualifies for them, how they compare to other major chains, and whether working at Starbucks makes sense financially.

Health Insurance

One of the major benefits of working at Starbucks is the health insurance coverage provided to its employees. This is a crucial factor for many individuals, as healthcare costs continue to rise. Starbucks offers comprehensive coverage options for its employees, ensuring that they have access to the medical services they need.

Coverage Options

Starbucks provides a range of coverage options to its employees, including medical, dental, and vision insurance. This means that employees can receive medical care, dental treatments, and eye exams and glasses, all through their employer-provided health insurance.

Eligibility Requirements

To be eligible for health insurance at Starbucks, employees must work a certain number of hours per week. The specific requirements may vary depending on the country and region, but generally, employees must work at least 20 hours per week to qualify for health insurance benefits.


While the exact cost of health insurance at Starbucks may vary depending on factors such as the employee’s chosen coverage options and location, the company strives to offer affordable options for its employees.

Starbucks covers a significant portion of the premium costs, making health insurance more accessible and affordable for its workforce.

How It Compares

Compared to other companies in the food and beverage industry, Starbucks offers competitive health insurance benefits. The company recognizes the importance of providing comprehensive coverage and invests in its employees’ well-being.

This commitment to employee health sets Starbucks apart as an employer of choice.

According to a survey conducted by Glassdoor, Starbucks was ranked among the top companies for health benefits in the United States. This recognition further highlights the company’s dedication to providing quality healthcare coverage to its employees.

401(k) Retirement Plan

Starbucks offers its employees the opportunity to participate in a 401(k) retirement plan, which is a valuable benefit that can help them save for their future. This plan allows employees to contribute a portion of their earnings on a pre-tax basis, meaning that the money is deducted from their paycheck before taxes are applied.

This can result in significant tax savings and can help employees maximize their retirement savings.

Matching Contributions

One of the key advantages of Starbucks’ 401(k) plan is the matching contributions that the company provides. When employees contribute to their 401(k), Starbucks will match a portion of their contributions, effectively giving them free money to help boost their retirement savings.

The specific matching formula may vary depending on the employee’s tenure with the company, but it is a generous benefit that can greatly accelerate the growth of their retirement nest egg.

Vesting Schedule

Starbucks’ 401(k) plan also has a vesting schedule, which determines when employees become fully entitled to the employer’s contributions. While employees are always fully vested in their own contributions, the vesting schedule for the company’s contributions can vary.

This means that employees may need to stay with the company for a certain number of years before they have full ownership of the employer’s contributions. However, this vesting schedule ensures that employees who stay with the company long-term are rewarded for their loyalty and commitment.

Investment Options

The 401(k) plan offered by Starbucks provides employees with a range of investment options to choose from. Employees can customize their investment strategy based on their risk tolerance and financial goals.

They can allocate their contributions across a variety of funds, including stocks, bonds, and mutual funds, allowing them to diversify their retirement portfolio and potentially increase their investment returns over time.

Employee Stock Purchase Plan

Purchase Price

One of the key benefits of working at Starbucks is the Employee Stock Purchase Plan (ESPP). This program allows eligible employees to purchase Starbucks stock at a discounted price, giving them the opportunity to invest in the company they work for and potentially grow their wealth over time.

The purchase price is typically set at a discount to the market price, making it an attractive opportunity for employees to participate in the stock market.

Eligibility and Enrollment

All Starbucks partners, or employees, are eligible to participate in the Employee Stock Purchase Plan. This includes both full-time and part-time employees who have completed a certain period of service. Starbucks has made it easy for employees to enroll in the ESPP through an online platform.

Once enrolled, employees can choose to contribute a portion of their paycheck towards purchasing Starbucks stock, with the option to increase or decrease their contribution amount at any time.


While the Employee Stock Purchase Plan offers exciting opportunities for Starbucks employees, it’s important to consider the potential risks involved. Stock market investments always come with a certain level of risk, and the value of Starbucks stock can fluctuate based on market conditions.

It’s crucial for employees to carefully evaluate their financial goals and risk tolerance before participating in the ESPP. Additionally, employees should be aware that the purchase of company stock ties their financial well-being to the performance of Starbucks as a business.

For more information on the Employee Stock Purchase Plan at Starbucks, you can visit the Starbucks Careers website for detailed program guidelines and frequently asked questions.

Tuition Reimbursement

One of the major benefits of working at Starbucks is the opportunity for tuition reimbursement. This program is designed to support Starbucks partners (employees) in pursuing their educational goals and furthering their careers.

By offering financial assistance for education, Starbucks aims to empower its partners and help them achieve their full potential.

Eligible Programs

Starbucks offers tuition reimbursement for a wide range of educational programs. Whether you’re looking to earn a degree, complete a certification program, or take individual courses, Starbucks provides support for various educational paths.

Partners are encouraged to choose programs that align with their career aspirations and personal interests.

Starbucks has partnered with Arizona State University (ASU) to provide an exclusive online degree program called the Starbucks College Achievement Plan (SCAP). This program enables eligible partners to earn a bachelor’s degree with full tuition coverage.

Additionally, Starbucks partners have access to ASU’s vast online course catalog, allowing them to further expand their knowledge and skills in various subjects.

Reimbursement Amounts

The amount of tuition reimbursement provided by Starbucks depends on the program and the partner’s role within the company. For eligible partners enrolled in the SCAP program, Starbucks covers 100% of their tuition expenses. This includes tuition, fees, and textbooks.

For other educational programs, reimbursement amounts may vary.

It’s important to note that the reimbursement is provided after the successful completion of the courses or program. Starbucks partners need to maintain good academic standing to continue receiving tuition reimbursement.


To be eligible for tuition reimbursement, Starbucks partners must meet certain requirements. These requirements may include a minimum length of service, an average number of hours worked per week, or being in good standing with the company.

Starbucks believes in investing in its partners and their future. By providing tuition reimbursement, Starbucks not only supports its employees’ personal and professional growth but also contributes to building a highly skilled and educated workforce.

Free Coffee and Discounts

One of the most appealing benefits of working at Starbucks is the opportunity to enjoy free coffee and receive discounts on various items. This perk is highly valued by employees and is a great way to start the day with a delicious cup of coffee.

Employee Beverage Markout

Starbucks offers its employees a unique benefit called the “Employee Beverage Markout.” This means that each day, employees can enjoy a complimentary beverage of their choice during their shift. Whether it’s a classic latte, a refreshing iced tea, or a customized Frappuccino, employees have the freedom to choose their favorite drink from the extensive Starbucks menu.

Not only does this perk provide a boost of energy during the workday, but it also allows employees to try different drinks and explore the diverse range of flavors that Starbucks has to offer. It creates a sense of excitement and encourages employees to become more knowledgeable about the products they serve.

Merchandise Discounts

In addition to the daily beverage markout, Starbucks employees also enjoy merchandise discounts. This means that they can purchase Starbucks merchandise, such as mugs, tumblers, and apparel, at a discounted price.

This perk is particularly appealing for those who are passionate about the Starbucks brand and want to show their love for the company outside of work.

The merchandise discounts not only allow employees to proudly represent Starbucks, but they also provide an opportunity to save money on high-quality products. Whether it’s a new coffee mug for their morning brew or a cozy sweater to stay warm during the winter months, employees can take advantage of the discounts to enhance their Starbucks experience.

Spotify Premium Membership

Starbucks has partnered with Spotify to offer its employees a unique benefit – a free Spotify Premium membership. This perk allows employees to enjoy ad-free music streaming, access to a vast library of songs, and the ability to create personalized playlists.

The partnership between Starbucks and Spotify not only enhances the work environment by providing employees with music to enjoy during their shifts but also extends to their personal lives. Employees can use their free Spotify Premium membership to listen to music while commuting, working out, or simply relaxing at home.

Music has the power to uplift moods, increase productivity, and create a positive atmosphere, making this benefit highly appreciated by Starbucks employees.


Starbucks offers impressive benefits for retail employees, including health insurance, retirement savings help, education assistance, and free coffee. While requirements, costs, and program details vary, the benefits package can make Starbucks employment financially advantageous.

Consider your personal situation and career goals to determine if the Starbucks benefits lineup is worthwhile for you. With competitive pay and a flexible work environment, Starbucks can be a solid employment option – especially if you maximize the available perks.

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